For some reason I feel compelled to chip my nickle's into the fray here.

Sanctuary,

First of all: read the advise given by the others here, its a pretty caring and supportive group, with many good ideas.

I'm gonna share an experience of my own if you dont mind. A few years ago, I was in the Navy, and dating a young lady who was just 18. While I was no longer a virgin..she was. We fooled around, but never had sex. I went off to boot camp and when I was done I went on leave and saw her. One night we were together and she told me that she wanted to loose her virginity. Depsite all my previous sexual frustration, I told her no. I did't want to do this and then leave her behind as I went on a 6 month deployment. I knew that she'd have mentally beat herself up and regretted the decision, probably for the rest of her life.

The decision proved to be a wise one..the distance between us over the next 6 months proved to be too great. We broke things off within 4 months. To this day..I'm glad that I helped her keep her virginity intact. We have remained friends and I found out that she remained a virgin till her wedding night, which was something she desired. I couldn't have lived very well thinking only about getting laid..

My point here is; that it will come, and you will hopefully have fond memories..but also consider the regret if you make the wrong decision.