Yep.....and I worked out the numbers (being an engineer). If I retire at 70 as they suggest and my earnings continue as currently -- they'd be giving me my money back at a -3.2% interest rate assuming I lived to 85.

Sad, huh?

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Life is too short not to love and be loved....preferably multiple times in one night.

I think men talk to women so they can sleep with them and women sleep with men so they can talk to them. ~ Jay McInerney