The bad news is most people can't afford to do that.

The good news is, if you dig for gold, you just might find it.

The bad news is that you may waste money unless you do find it.

The good news is, they can't tax what you don't have.

^^^ True ... but..

The bad news is that you can't save invest or spend what you don't have either. :(

The good news is if gives you something to look forward to.

The bad news is, there's no pay day if there's no job.

The good news ... if you retire you may have a pension and maybe some savings from your working days.

The bad news is, a lot of people don't live long enough to retire.

The good news is that many do and all can hope for it.

The bad news is that watching your money becomes more and more important. Especially when you've been retired for going on 20-years and costs keep rising.

The good news is, watching your money do tricks can be entertaining.

The bad news is that the tricks aren't usually that exciting. :(

The good news is that Neil Diamond was right: Money's sweet, but it ain't nothing next to baby's treat.

The bad news is that even though the baby's treats are sweet it can't get you ahead in life.